Examinando por Autor "Morales Marín, Camilo Eduardo"
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- ÍtemPropuesta para el cálculo del valor de la póliza SOAT de motocicletas según la región del país(Fundación Universitaria Los Libertadores. Sede Bogotá., ) Briceño Rojas, Edwin Alejandro; Morales Marín, Camilo Eduardo; Santana Contreras, Juan CamiloThis research work seeks to understand the problem that has been presented with the high accident rate of motorcycles throughout the national territory of the country, the increase in the number of motorcycles in recent years and how over time this accident directly affects to the insurance companies that sell the compulsory insurance (SOAT), making the value that each motorcycle owner pays to acquire a SOAT policy, is insufficient to cover the accidents in which this type of vehicle is involved. Therefore, it is necessary to carry out a geographical study in order to determine for each region of the country what would be the estimated cost of the SOAT motorcycle policy (pure premium calculation by region), taking into account the behavior of traffic accidents (value of claims) and the number of policies issued in each region. Given the above, the projection for the year 2018 of the values of the claims and the number of policies expected per region for the motorcycle rate that includes the range of 100 to 200 cubic centimeters, having as input the history of both variables by region of 6 years (2012-2017). This estimate of value by region allowed to determine the excess or defect that exists in the value of the cost of the SOAT policy for this type of motorcycle currently in force in the country, since each region has a different behavior in its exposure to risk which It makes the value differentiating by that variable.